A homeowner has a house that becomes empty or unoccupied (and they are one of the few that understand they need vacant home insurance!) They shop the market and take the lowest bidder because they figure this will be a short-term situation and don’t want to pay for the best.What (more…)

Clients that buy a vacant homeowners insurance policy with Vacant Home Insurance Now, or any other provider, need to understand their responsibilities with their mortgage company or bank. Whenever there is a change of insurance, and especially a move from regular homeowners insurance (more…)

Of the 14,000,000 possible vacant homes in the U.S. reported by the USA Today via the recent census, how many need vacant home insurance (also called vacant homeowners insurance)? Well, certainly not all of them, but we estimate the number to be in the millions.Why wouldn’t a house (more…)

Vacant Home Insurance Now (.com) would like to remind clients that the responsibility to renew a policy is the responsibility of the insured and/or the owner of the vacant home insurance policy. Although for longer term policies we will make every attempt to contact the policyholder (more…)

Many clients of Vacant Home Insurance now are looking to rent their home, but can’t find a renter. A home should not sit unoccupied for more than 60 days in most cases, and if a renter cannot be found for a home, vacant homeowners insurance is almost always necessary.But what if (more…)

The housing market in the Spring of 2010 made a “dead cat bounce” and homes not selling and sitting empty this summer means the need for vacant home insurance. Most people are overly optimistic regarding how quickly their home will sell. Everyone thinks their home is special and (more…)

International Property Insurance Group provides international property insurance to expatriates that reside globally. Vacant Home Insurance Now (.com) works closely with IPI Group to meet the vacant home insurance needs of expatriates residing abroad that keep an empty or unoccupied (more…)

Many people have asked us, if a Lloyd’s of London policy is chosen for vacant homeowners insurance do they have to commit for the entire six month policy period and if not, what is the refund process for vacant home insurance policies.The Lloyd’s of London vacant home insurance plan (more…)

Vacant Home Insurance Now is often asked what needs to be done to prepare a vacant home, whether the owner is buying vacant home insurance or not. However, we would like to remind people that in almost all cases where a home will not be occupied for over 90 days, vacant homeowners (more…)

Vacant Home Insurance Now (.com) partners with XN Financial Services, Inc. a leader in vacant home insurance programs in the United States and Canada. XN Financial is a Lloyd’s of London coverholder that has both underwriting and claim payment authority to offer what we consider (more…)