Home Insurance Online :Snow Load Leaves Vacant Home Insurance Insureds Thinking About Policies

Posted by admin | Home Insurance | Sunday 21 February 2010
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The East has seen over 50 inches of snow this year. Normal, yes, for Lake Tahoe CA, Crater Lake Oregon and Buffalo NY but not for New York or Washington D.C. Across the U.S. people with vacant home insurance policies are learning, quite frankly, that their policy is not very good.When (more…)

Home Insurance :Underwriting Factors offering Vacant Home Insurance Discounts

Posted by admin | Home Insurance | Wednesday 3 February 2010
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When it comes to vacant home insurance, a good low cost solution does not exist in the United States. Vacant home insurance is 3 times to 5 times as expensive as regular homeowners insurance in most instances, and there is no way around this if you want a good policy.Even “fire only” (more…)

Home Insurances :Insurance Companies Not Doing the Right Thing Regarding Vacant Home Insurance Risk

As we move into 2010 continuing to insure vacant apartments, vacant houses, and vacant townhouses as our specialty, we unfortunately can still say that 9 out of 10 customers had NO IDEA their existing homeowners insurance company does not provide vacant homeowners insurance. In other (more…)

Best Home Insurance :Vacant Home Insurance on the Rise in 2010

Posted by admin | Home Insurance | Wednesday 3 February 2010
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Vacant Home Insurance now (.com) saw a massive influx of empty and unoccupied houses in 2009 due to the current economic conditions. The trend is not expected to decrease in 2010 as the amount of homes that sit on the market that cannot be sold is not decreasing in most real estate (more…)

Best Home Insurance :Vacant Condominium, Careful Not to Overinsure

The biggest challenge when someone has an empty or vacant condo that they need to insure, other than the fact that people do not know the terms of their existing homeowners insurance company regarding vacant homes, is getting the value right.Every respectable insurance agent and company (more…)

Home Insurances :Vacancy Clause after a Death of a Loved One

Posted by admin | Home Insurance | Friday 1 January 2010
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Vacant Home Insurance Now would like to remind everyone that after the death of a loved one, each insurance company will have a different extension of benefits clause for a vacant home.In some instances, a few homeowners insurance companies will insure a vacant home, and essentially (more…)

Cheap Home Insurance :Chinese Drywall Causing Vacant Homes

Posted by admin | Home Insurance | Friday 1 January 2010
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Homeowners that have the now infamous Chinese Drywall exposure problem will need vacant homeowners insurance while they are not living in the house, and while the situation is fixed. However, securing vacant home insurance for this situation is not easy, and many carriers will not (more…)

Best Home Insurance :Vacant Homeowners Insurance Quotes: 3 Problems

When people have a home on the market for sale that becomes vacant or empty, and requires vacant home insurance, they soon find they are being cancelled by their existing homeowners insurance company. When they seek quotes on the market for vacant homeowners insurance there are three (more…)

Home Insurances :Vacant Home Policy or Builders Risk Policy

Many people purchase a home with the idea they will not be living in the home for 3 to 6 months why they renovate the house. After the renovation they will either sell or live in the house themselves. Most of these people understand they will need some sort of vacant home insurance (more…)

Home Insurances :The Major Insurance Companies and Vacant Home Insurance

At VHIN, we are often asked the same question. Why don’t the big insurance companies insure vacant homes and provide vacant homeowners insurance? It is clear that they are not in the vacant home business, and we will assume they have their reasons, but this question is more puzzling. (more…)

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