A recent survey reveals that vacant home insurance and kidnap insurance are the two most overlooked insurance policies needed by many expatriates today.  At the top of the list on the minds of expatriates is international medical insurance, global dental insurance, and global (more…)

In the past month we have been asked several times to secure vacant home insurance for cabins. A cabin, in this instance, is defined as a remote house of any kind of construction, not just log construction, that has no access to public water and sewer. Also, in most cases, a cabin (more…)

One of the most common questions we get from clients that purchase vacant home insurance is the following, “do I need to hire a professional property management service to take care of my vacant home in order to satisfy the terms of the vacant home insurance” (also called vacant homeowners (more…)

Many Americans and Canadians that take jobs overseas, and the overseas assignment will not last longer than 3 years, most likely will not sell their home meaning they may need vacant homeowners insurance. The first instinct will be to try to rent the home. Many traditional insurance (more…)

Clients that have vacant home insurance policies generally do a good job maintaining a house for the 6 month to one year period it is empty or unoccupied. This means they generally have a property manager, have someone visit the home, or trust a reliable college student down the (more…)

Vacant home insurance now recommends hiring a professional property management firm to take care of a house that is not occupied or considered “vacant” by the insurance company in two situations:The person owning the vacant home is not living in the State and the house is expected (more…)

One of the unique features of the vacant home insurance product offered by XN Financial Service, Inc is their vacant home insurance product is a true hybrid. What does that mean for the purchasers of vacant homeowners insurance and more importantly for people living out of State (more…)

One of the markets we serve for vacant home insurance is Americans living and working around the world. In light of the current situation in Japan we have been asked to clarify a few points relating to coverage for vacant homeowners insurance. Although we feel our insurance for (more…)

It is true, when it comes to vacant home insurance there are not a lot of choices in the marketplace of most States. We have recently heard that, in order to increase profits, some homeowners insurers will offer up to a year of coverage for vacant home insurance but at ridiculous (more…)

Vacant Home Insurance Now has programs specifically created for expatriates that are living outside their home country and that maintain a vacant or unoccupied house in the home country. In most cases, vacant home insurance is needed while an individual is working on international (more…)