Of the 14,000,000 possible vacant homes in the U.S. reported by the USA Today via the recent census, how many need vacant home insurance (also called vacant homeowners insurance)? Well, certainly not all of them, but we estimate the number to be in the millions.Why wouldn’t a house (more…)

There seems to be a lot of confusion from customers about when they need to purchase a vacant homeowners insurance policy vs. when they need to buy a builders risk insurance policy or contractors policy.Most insurance companies that insure vacant or unoccupied homes have what we call (more…)