Clients that purchase vacant homeowners insurance through XN Financial Services, Inc. using a Lloyd’s of London policy are reminded that it is the responsibility of the homeowner to contact XN Financial if they need a renewal. Although processes and procedures have been put in place (more…)

Clients than have purchased vacant home insurance should not wait until the “last minute” to renew the vacant homeowners insurance policy. The reasons have to do with the demands of the mortgage company.In most cases, vacant home insurance can be renewed just a few days before the (more…)

Let’s learn from experience
Don’t let this happen to you:  As the waters rose last September, so did the number of homeowners with water damage and no flood insurance protection.  The rain was relentless and overwhelming as it forced evacuations, closed schools and wreaked havoc (more…)