When people have a home on the market for sale that becomes vacant or empty, and requires vacant home insurance, they soon find they are being cancelled by their existing homeowners insurance company. When they seek quotes on the market for vacant homeowners insurance there are three (more…)

Homeowners that have the now infamous Chinese Drywall exposure problem will need vacant homeowners insurance while they are not living in the house, and while the situation is fixed. However, securing vacant home insurance for this situation is not easy, and many carriers will not (more…)

Vacant Home Insurance Now would like to remind everyone that after the death of a loved one, each insurance company will have a different extension of benefits clause for a vacant home.In some instances, a few homeowners insurance companies will insure a vacant home, and essentially (more…)

At Vacant Home Insurance Now, we want to remind anyone shopping for a vacant homeowners insurance quote to always make sure it includes vandalism. First, many vacant home insurance quotes are limited named perils coverage and vandalism is not even on the list of covered items.In most (more…)

A recent but informal survey of real estate agents by Vacant Home Insurance Now finds that real estate agents are not doing their clients any favors when it comes to making suggestions about vacant home insurance. Over 90% of home owners do not understand that they cannot keep their (more…)

There seems to be a lot of confusion from customers about when they need to purchase a vacant homeowners insurance policy vs. when they need to buy a builders risk insurance policy or contractors policy.Most insurance companies that insure vacant or unoccupied homes have what we call (more…)

When one seeks quotes in the market for vacant home insurance, one of the most important things is getting the value of insurance right. The value a vacant home needs to be insured for is not the sale price, but rather the rebuild or reconstruction cost assuming there is a total loss.This (more…)

Vacant Home Insurance Now provides free information and advice for homeowners that have a vacant or empty home, and need to purchase vacant homeowners insurance. When someone places vacant homeowners insurance, certain things need to be done for the policy to remain in effect and (more…)

Vacant Home Insurance now, in addition to providing vacant homeowners insurance to single family homes also provides vacant townhouse insurance and vacant condo insurance.Unlike an empty or unoccupied condominium that needs special insurance coverage, a townhouse that is not being (more…)

Many people call us and ask, why are there only a few insurance companies in my State that will offer vacant homeowners insurance? There are over 10 insurance companies that want to sell me regular homeowners insurance when I am living in the home, but when the home goes vacant or (more…)